Florida Medicaid Guides
Florida Long-Term Care Medicaid, Explained
Everything a Florida family needs to understand before applying for nursing home, assisted living, or home care Medicaid, from a Medicaid application service founded and directed by a Florida elder law attorney. Start with the 2026 figures ($2,982 income cap, $2,000 asset limit) and go from there.
Florida Medicaid Planning and Application Help, Statewide
What Florida Medicaid planning is, who needs it, how the process works from screening to approval, what it costs, and how Senior Care Resources serves families in every Florida county.
Read the guide →Florida Medicaid Income and Asset Limits for 2026
Every 2026 Florida Medicaid eligibility number for nursing home and assisted living care, with the effective dates and a plain-English explanation of how each is applied.
Read the guide →Qualified Income Trusts (Miller Trusts) in Florida
How a Qualified Income Trust lets a Floridian with income over the Medicaid cap qualify for nursing home or assisted living Medicaid, and how it must be run month to month.
Read the guide →The Florida Medicaid Five-Year Look-Back and Transfer Penalties
The Florida Medicaid look-back rule, the penalty formula, the exempt transfers, and the options when a gift has already been made.
Read the guide →Florida Medicaid Spend-Down: What Counts, What Is Exempt, and What You Can Do
Countable versus exempt assets under Florida Medicaid, and the permitted ways to reduce countable assets to $2,000 without a penalty.
Read the guide →Medicaid for Assisted Living and Home Care in Florida (SMMC Long-Term Care)
The Florida SMMC Long-Term Care program for assisted living and home care: financial and medical eligibility, the wait list and priority scoring, and what the program does and does not pay for.
Read the guide →How to Apply for Nursing Home Medicaid in Florida, Step by Step
Step-by-step process for a Florida ICP (nursing home) Medicaid application, including the documents needed, how DCF processes the case, and what happens after approval.
Read the guide →Protecting the Spouse at Home: Florida Medicaid Community Spouse Rules
Florida Medicaid rules for married couples when one spouse needs long-term care: the community spouse resource allowance, the monthly income allowance, protection of the home, and spousal refusal.
Read the guide →Do You Need a Medicaid Lawyer in Florida, or a Medicaid Planner?
How to decide between a Medicaid application service and an elder law attorney for a Florida long-term care Medicaid case, with the situations that require a lawyer.
Read the guide →
Free Medicaid screening
Find out where you stand before you apply
A few questions about income, assets, and care tell us whether your family member is eligible for Florida Medicaid now, what stands in the way if not, and what a plan would look like. Families anywhere in Florida. No cost, no obligation.
This page is general information about Florida Medicaid, not legal advice, and nothing here creates an attorney-client relationship. Medicaid rules change and every family’s facts are different.
Senior Care Resources is a separate company from Zacharia Frey PLLC. Its Medicaid application services are not legal services, and no attorney-client protection applies to them. When an attorney becomes involved, that is a separate legal representation with the law firm.